Whether it's a CNC lathe, a packaging line, a printing press, or medical equipment — we help you finance new and used machinery without tying up your working capital. Structured repayment that matches your cash flows.
Our lender network covers all types of productive assets — from a single lathe machine to a complete production line. Both new and used/refurbished equipment can be financed, and we have lenders who specialise in specific industries.
CNC machines, lathes, presses, injection moulding, welding equipment, compressors.
Cold storage, packaging lines, grinding mills, dryers, graders, conveyor systems.
Offset printers, digital printing, cutting machines, laminators, binding equipment.
X-ray, MRI, dental equipment, surgical instruments, diagnostic devices, hospital beds.
Tractors, harvesters, irrigation systems, storage silos, agro-processing units.
Weaving looms, knitting machines, embroidery units, washing/dyeing equipment.
Tell us the equipment type, make/model if known, and approximate cost. New or used — both are fine.
We identify lenders who specialise in your equipment type and industry. This matters — a lender who understands the asset gives better terms.
Quotation from supplier, KYC, financial statements, business registration. We prepare your file for maximum approval probability.
Loan agreement signed. Payment made directly to the equipment supplier — no diversion risk, smooth process.
You receive the machinery. Monthly EMI repayment begins. We help you structure the schedule to match your production ramp-up.
| Product | Amount | Rate | Tenor |
|---|---|---|---|
| Term Loan (Unsecured) | ₹5L – ₹75L | 13% – 22% p.a. | Up to 60 months |
| Equipment Finance (Asset-Backed) | ₹10L – ₹3Cr | 10% – 15% p.a. | Up to 84 months |
| MSME Capex Loan (Bank) | ₹25L – ₹3Cr | 10.5% – 14% p.a. | Up to 7 years |
| CGTMSE-Backed Equipment Loan | ₹10L – ₹2Cr | 10% – 14% p.a. | Up to 7 years |
*Indicative rates. Actual rates depend on lender, profile and market conditions.
Yes. Many NBFCs and specialised equipment financiers fund used equipment, though they typically require an independent valuation. The age and condition of the equipment matters — generally, equipment less than 5–7 years old is more easily financed. Some lenders restrict used machinery loans to certain categories.
Most lenders fund 80–90% of the equipment value. Some NBFCs offer 100% funding for strong profiles or when additional collateral is provided. If you'd like to minimise your own contribution, we can specifically target lenders with high LTV ratios.
We can structure bullet repayments, stepped EMIs, or moratorium periods — especially for seasonal businesses. For example, a mango processor who earns revenue April–June can have lower EMIs in off-season months. Share your cash flow pattern and we'll find a lender who accommodates it.
Yes, imported machinery can be financed under various structures including buyer's credit, term loans against import LC, and Equipment Finance. The process involves your bank's trade finance team and we can coordinate the entire structure.