Free Tool

Business Loan EMI Calculator

Estimate your monthly repayment, total interest, and DSCR — before you walk into the lender conversation.

Loan Parameters

Loan Amount₹25 Lakhs
₹5L₹10Cr
Interest Rate (p.a.)14%
8%30%
Loan Tenure36 months
6 mo10 yrs
Your Monthly Net Profit (for DSCR)₹3L
₹1L₹2Cr
₹0
Monthly EMI
Principal Amount—
Total Interest—
Total Payment—
Interest / Principal ratio—
Debt Service Coverage Ratio (DSCR)
— Min. 1.25x required

Principal vs. Interest Breakdown

Total —
Principal: —
Amount borrowed
Interest: —
Cost of borrowing

Amortisation Schedule

MonthEMIPrincipalInterestBalance

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