Navnirman Advisors helps businesses access debt capital efficiently. We work with MSMEs and mid-market corporates to design, raise, and optimise their debt — from working capital to complex structured transactions.
Most businesses get debt wrong — either too much, too little, too expensive, or structured in a way that doesn't match the business. This happens because the system is opaque: lenders don't disclose their credit appetite transparently, and borrowers don't have visibility into alternatives.
An independent advisor fixes this. We sit on the borrower's side of the table, understand the capital requirement, and match it with the right lender from our network of 40+ banks, NBFCs, and alternative credit providers.
Our incentive is simple: we charge advisory fees, not lender commissions. This means we're optimising for your cost and terms, not for which lender pays us the most.
We charge advisory fees, not lender commissions. Our only incentive is getting you the best outcome.
No hidden fees, no ambiguous pricing. You know exactly what you're paying for and why.
Deals don't happen from PowerPoints. We focus on getting transactions closed, not just discussed.
We're not a transaction shop. Most of our clients work with us across multiple financing events.
We write guides, publish insights, and share knowledge freely. An informed client makes better decisions.
Financial matters are sensitive. Discretion is non-negotiable in every engagement.
Experienced professionals with backgrounds in corporate finance, banking, and capital markets.
Experienced professionals with backgrounds in corporate finance, banking, and capital markets.
Whether you're an MSME looking for your first working capital facility or a CFO planning a complex refinancing — we're here to help.